• • Please think carefully before securing debts against your home – your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured against it.

  • • If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt, therefore increasing the total amount you repay.

Opal loans is a Credit Broker not a Lender.

Secured Loans

A secured loan, also referred to as a second charge mortgage, is money you borrow that is secured against an asset you own, usually your home. Interest rates may be cheaper than with unsecured loans, but it can be a riskier option so it’s important to understand how secured loans work because the lender can repossess your home if you do not keep up repayments.

Opal loans has a limited panel of lenders that provide secured loan options, loan amount and terms are dependent on your personal financial circumstances.

We welcome enquiries from all customers who are over 18 and currently resident in the UK. We process 1000s of applications each week from customers with a range of financial backgrounds and credit profiles. We pride ourselves in helping customers find a loan, who have previously been refused a loan elsewhere.’

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