Opal Loans is a Credit broker and not a Lender and if you take a product from one of the Lenders on our panel, they will pay us a commission once the funds are deposited into your account.

Unsecured Loans

Opal Loans does not offer financial advice or recommendations. We are here to do the legwork in assessing your profile against our panel of Lenders criteria and present you with loan options that you may qualify for. All loans are subject to final checks by the Lenders on our panel and may require additional verification

Instead of you applying directly to each Lender, which may leave a number of footprints on your credit report, Opal Loans utilises ‘soft search’ functionality to source options for you and this search will not affect your credit rating. Only when you decide to proceed with a loan will the Lender of choice complete a full credit search which will be recorded on your credit profile.

We do not charge you a fee for using our service, if you take up a loan option from one of the lenders on our panel they will pay us a commission for the introduction.


Access Finance

We understand that you are looking for finance and we’re here to help. At Opal we know how difficult or frustrating it can be at times when you need finance for an urgent situation .

We provide a helpful service that provides you with loan options that meet your requirements.


Who Can We Help?

We try to help just about everybody. Opal may be able to help you find the finance even if you have bad credit.

It seems that your Javascript is turned off : Click here to continue.

Our website uses Javascript, to use our application forms you can either turn on your Javascript or use click here to use a non Javascript application form.