Apply For A Mortgage

To get started, simply fill in your details below:

Step 1:

As a Credit broker, we collect and process your information to establish your general suitability against a panel of lender’s product criteria in order to provide you with a loan option. A credit soft search will be conducted; however, this will not adversely affect your credit rating.

We will retain your information securely on our system for any future updates and products that we think may be of interest to you.

For detailed information please refer to our Privacy Policy and Terms & Conditions

Typical APRC Example:: Assumed borrowing of £11,000 over 72 months, plus a broker fee of £1,350 and lender fee of £395 would result in monthly repayments of £255.17. The applicable APRC is 20.7%, it comprises of an initial fixed rate for 60 months at 12.9% and then the applicable standard variable rate, currently 12.9% for the remaining 12 months. Total charge for credit would be £5,627.24. Redemption administration charge of £195 applicable when you repay the loan in full. The total amount payable would be £18,567.25.

Opal Loans and Mortgages is a Broker not a Lender and a broker fee of up to 12.5% of the loan amount borrowed to a maximum of £4,750 may be payable on completion. Lender fees may also apply

Mortgages from Opal Loans & Mortgages

Opal are a Secured Loan & Mortgages broker who work with a panel of mortgage providers so you can make just one application and we will do all the hard work for you by searching the market place for you. Whether you’re a first time buyer, moving home, wanting to remortgage to a better rate or raise capital raise for home improvements we can find the best products for you..

We have specialist lenders to who can consider most circumstances and credit ratings. Even if you are mortgage free and want to borrow just small amount of money we offer mortgages from just £8000.

We offer advice and recommendations so you can rest assured we are working in your best interest to find the right deal for you and friendly team will help you all the way.


  • Borrow from £8,000 over 3 to 30 years.
  • Rates from 1.24% Per Annum.
  • Friendly staff dedicated to helping you.
  • All Credit Ratings Considered.

A secured loan, is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan.

  • Must be a homeowner or shared home ownership with a housing association.
  • Aged 21 – 69 at the time of application.
  • Employed or Self Employed with a minimum household income of £1500 per month.
  • Income must be provable by payslips if employed or at least 1 years Self-Assessment Tax Return if self employed
Apply Today

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