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Opal Loans and Mortgages

Bad credit is worth learning about. Read our article for more


Bad credit can affect us in all walks of life. In fact, it’s often the reason we’re refused a phone contract, a mortgage or a credit card. But what is it? And what do you need to know about it?

Today we’ll be going over the basics on bad credit. If you are concerned about your rating and need a rundown of the core things that i...

Managing Your Personal Debts

Debt management is a subject that has long been an issue for adults in the United Kingdom. As far back as 2012, the respected Citizen’s Advice Bureau informed the country that debt issues were having a negative effect on the life of anyone with a credit obligation, lowering their quality of life and causing stress that detracted from their li...

Three Hobby Ideas That Don't Cost a Penny

Finding a new pastime to get stuck into is a common thought for us everyday people! The catch, as it always is in adult life, is the money. Investing in an expensive sport like golf is fine for the jet-setting business owner, but what alternatives are there for those of us who would prefer to keep our Pounds and pennies in the bank? Let’s tak...