Why choose Opal Loans?

Opal Loans is a Loan Broker and not a lender.

We aim to provide you with a fast and efficient service and by making just one application we will do the rest by searching for the best available product for you from our panel of lenders.

Panel of

We have a panel of lenders that we will submit your application to that may be able to assist you.


We have a call centre open 6 days a week to serve your needs.


Your individual circumstances considered.

- Employed?

We also have loans available for self employed customers.


We may be able to give you a decision the same day.


Rates From 3.65% to 18% Per Annum


Representative Example: Assumed borrowing of £11,000 over 72 months, plus a broker fee of £1,350 and lender fee of £395 would result in monthly repayments of £255.17. The applicable APRC is 20.7%, it comprises of an initial fixed rate for 60 months at 12.9% and then the applicable standard variable rate, currently 12.9% for the remaining 12 months. Total charge for credit would be £5,627.24. Redemption administration charge of £195 applicable when you repay the loan in full. The total amount payable would be £18,567.25.