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Welcome to Opal Loans

Opal Loans is a loan broker and not a lender, we have a handpicked panel of lenders that may be able to help you. We charge no fees, our lenders pay us a commission if you take up the loan offer. We do not provide any recommendations or advice, the choice is completely yours.

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Borrow from £2000 to £250,000

1 to 10 years

14.9% APR

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Representative Example: Assumed borrowing of £10,000 over 60 months, plus a broker fee of £975 and lender fee of £450 would result in monthly repayments of £230.84, the borrowing rate is 7.85%(Fixed), the APRC is 14.9% (Fixed), total charge for credit would be £4,000.40. Redemption administration charge of £150 applicable when you repay the loan in full. The total amount payable would be £14,000.40.

A broker fee of up to 12.5% of the loan amount borrowed to a maximum of £4,750 may be payable on completion. Lender fees may also apply.


Borrow from £500 to £25,000

1 to 5 years

29.9% APR

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Representative Example: Annual Interest Rate (fixed) is 29.9% p.a. with a Representative APR of 29.9% based on borrowing £10,000 and repaying over 60 monthly repayments. Monthly repayments £302.05 with the total amount repayable £18,123 and the total interest payable will be £8,123.

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