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Welcome to Opal Loans

Opal Loans is a loan broker and not a lender, we have a handpicked panel of lenders that may be able to help you. We charge no fees, our lenders pay us a commission if you take up the loan offer.

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Borrow from £2000 to £250,000

1 to 10 years

20.7% APR

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Typical APRC Example: Assumed borrowing of £11,000 over 72 months, plus a broker fee of £1,350 and lender fee of £395 would result in monthly repayments of £255.17. The applicable APRC is 20.7%, it comprises of an initial fixed rate for 60 months at 12.9% and then the applicable standard variable rate, currently 12.9% for the remaining 12 months. Total charge for credit would be £5,627.24. Redemption administration charge of £195 applicable when you repay the loan in full. The total amount payable would be £18,567.25.

A broker fee of up to 12.5% of the loan amount borrowed to a maximum of £4,750 may be payable on completion. Lender fees may also apply.

We only offer advice and a recommendation on Mortgage and Secured Loan products from a limited number of lenders.


Borrow from £500 to £25,000

1 to 5 years

35.7% APR

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Representative Example: Annual Interest Rate (fixed) is 35.7% p.a. with a Representative APR of 35.7% based on borrowing £12,500 and repaying over 60 monthly repayments. Monthly repayments £411.50 with the total amount repayable £24,690. and the total interest payable will be £12,190.

With Unsecured Loans we do not provide any recommendations or advice, the choice is completely yours.

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